Defective Insurance Corporation of America

The Company That's Happily Combining Corporate Inefficiencies With Mental Deficiencies

Our headquarters is located in scenic Ranchville, NJ. The town where people outnumber teeth, two to one.

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Our Anti-Smoking Campaign

Selective Coverage Insurance Policies

These Special Deals & Schemes Are Only Available Here! Well, they are available elsewhere but it just sounds better when you say it's only available here. It makes it sound like this Website is better than it really is. It's the old "Bait and Switch."

Our people are what makes the difference.  They're smarter than your average Moron, you know.

"Incompetence is the key to our own special blend of inefficiency, confusion and chaos" states CEO Craig Mirthy. "But incompetence has to begin, remain and be centered around the very top, in order to have the greatest impact.", he adds.  "Take our IT department as an example.  Headed up by Ron Silliams. This guy is an idiot! But what makes him most dangerous is his complete refusal to acknowledge the sheer magnitude of his own idiocy.  This is important."  Craig takes a sip of his Old Milwaukee and continues: "This guy hand picks the morons directly below him.  That's an important component as well.  What good does it do if only the man at the helm is a moron?  You need a staff of subordinate morons to agree with and implement his ridiculous policies.  But that's the basic management structure we use here at Defective Insurance." 
        He takes another sip of his Old Milwaukee, belches, breaks wind and continues "You see, we do have some competent and intelligent people working within our organization. Which makes it all the more important that the people on the top are such morons.  Now, I'm not saying that everyone in management is a moron.  There are some intelligent people who occasionally fall through the cracks.  That can't be helped.  But as soon as we discover their general lack of moronic tendencies, they are out of here!"   Craig pauses to open a can of Meister Brau, takes a sip, belches, breaks wind, coughs, spits and continues: "The beauty of the business that we are in is this: Insurance is a scam!  It's the biggest scam going.  Second only to the sale of swampland in Florida.  Coincidentally, we also sell swampland in Jersey as a side venture.  But as far as insurance is concerned, all we have to do is tell people that we are going to be there for them in their time of need.  Then when misfortune occurs, we abandon them.  They really think that we actually care, ha ha ha ha ha ha ha! What a riot!  Oh, this is off the record, right?"
Note: The contents of this page are just a parody of the Insurance Industry, this company does not really exist. Don't be a dumb-ass by believing otherwise!  This is our official disclaimer.

Defective Insurance Corporation Is Just Another Demented Division Of PsychotiCorp